When unexpected damages arise during theft, we're there to rebuild. Our Burglary Policy safeguards your business assets against theft involving forcible entry or exit from your premises. Also, it accounts for damages incurred during the theft event. Optional extensions covering riots, strikes, or theft during a holdup are available.

The product is suitable for commercial business owners e.g manufacturers, agricultural businesses, financial institutions, educational institutions, health facilities,offices, real estate owners etc. It covers items like plant, machinery, stocks of raw materials, finished goods (inventories), furniture, fixtures and fittings e.t.c

Diverse Business Types: Whether you run a factory, a school, a hospital, or an office, this policy is for you. We're here for all business owners.

Quick Claims Processing: Your claims are processed swiftly, allowing you to return to business faster.

Broad Asset Coverage: We protect various items, from machinery and raw materials to electronics, furniture, and office fixtures.

Transparent Exclusions: While our policy is comprehensive, we are upfront about what’s not included, ensuring no surprises.

The policy that responds well to domestic/residential property is a Domestic package. A burglary policy is suitable for business premises.

The advantage is that there will be a saving on premiums.

The disadvantage is that if a loss for a higher amount than the first loss occurs, Heritage will only be liable up to the first loss amount, and the insured bears the balance.