Group Personal Accident

Group Personal Accident

Why choose Group Personal Accident?

Accidents shouldn’t disrupt your group's harmony. Our Group Personal Accident policy protects groups with shared interests in case of unexpected injuries or medical bills.


  • Unified Protection: Crafted especially for groups, it's an ideal safety net for teams, clubs, or associations.
  • All-around Protection: Covers unfortunate events leading to injuries or death, providing relieve to the affected person and their dependants.
  • Worldwide Assurance: Not just local, but global. Whether it's a business trip or vacation, you're shielded internationally for trips up to six weeks.
  • Flexible Compensation: Suffered a partial loss? You won't be left in the cold. We ensure you receive proportional compensation based on the severity of the loss.

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More about the product

The Group personal accident cover provides compensation to the insured for physical and visible body injury caused in an accident :

  • Death
  • Permanent Total Disablement:
  • Temporary total disablement:
  • Accidental Medical Expenses:

Comprehensive Death and Permanent Injuries Cover: We ensure you're rightly compensated during these challenging times.

Support During Temporary Incapacitation: If an accident momentarily stalls your daily routine, we support you with weekly compensation in line with the benefits defined on the policy.

Covered Medical Expenses: We assist in handling medical bills after accidents up to the limits specified in your policy. This cover is on reimbursement.

Clear Exclusions: While comprehensive, we’re transparent about what isn’t included. For those interested, enhanced protection against external factors like riots or terrorism can be added for a premium.

Transparency You Can Trust: Our policy's strength lies in its comprehensive nature. And while we ensure most scenarios, we’re transparent about what isn’t included.

Note: Enhanced protection against external factors like riots or terrorism can be tailored into your plan

Yes, the Policy covers worldwide in its scope for travel for a period not exceeding six weeks.

Yes, for partial loss a lower percentage of compensation is payable based on the continental benefit scale provided in the policy wordings.

The policy is a 24-hour cover and covers while on duty and on pleasure.

Relevant Documents and Forms