Losing a loved one can be an abrupt and very painful experience. At Liberty Life we will walk with you at this time, by providing financial support to take care of the most urgent and vital expenses. The Legacy Plan will ensure that you have protection and financial security in the event of these unforeseen circumstances. This comprehensive plan offers cover for natural and accidental loss of life as well as impairment due to an accident.

Legacy Plan is available in two packages:

• Individual package This option provides cover for the main member, who must be under 65 years of age at the time of taking the policy . Covers start from KES 400 per month.


• Family package This option provides cover for the main member, one spouse and up to six children. The main member and the spouse must both be under the age of 65 years at joining. Children must be under the age of 18 at joining. The spouse will receive the same benefits as the main member.

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Parent & In-Laws cover

This option provides for voluntary take up of cover for parents and parents-in-law of the main member.

Accidental death benefit

If the main member or spouse dies due to an accident, an additional amount, equal to the cover selected, is payable.

Accidental impairment benefit

Accidental impairment benefit: 100% of the benefit level selected will be paid on the following conditions:

• Permanent loss of sight in both eyes
• Permanent loss of hearing in both ears
• Loss of use of two or more limbs (including paraplegia, diplegia and hemiplegia)
• Major burns

50% of the benefit level selected will be paid on the following conditions:

• Permanent loss of sight in one eye
• Permanent loss of hearing in one ear
• Loss of use of one limb (includes other forms of diplegia)
• Amputation of all fingers, including thumbs on both hands
• Amputation of all toes, including big toes on both feet

Accidental death benefit

The Maandalizi Benefit offers a lump sum payment on the death of the main member which can be used to cover costs associated with refreshments during the funeral. Maandalizi Benefit is 50% of the funeral benefit amount.

Family Care benefit

This benefit will ensure that the most important people in your life will be assisted to meet essential day-to-day expenses, should you or your spouse no longer be there to provide for them. The benefit, which is 20% of the sum assured, is paid as a lump sum on the death of the main member or spouse.